Our Services

Term Loans

Fuel your business growth with our long-term financing solutions

Working Capital Loans

Bridge your cash flow gaps with our working capital financing solutions

Why Choose Us?

Raiseazy is a next-generation marketplace designed exclusively for SMEs and MSMEs to unlock their true potential. We're not a lender—we're your trusted financing partner, connecting you to a curated network of banks and NBFCs to help you find the right loan, from the right lender, at the right time.
At Raiseazy, we believe in a simple yet powerful philosophy: Educate. Elevate. Earn.

Educate

Empower yourself with knowledge. Our platform features easy-to-understand educational videos and resources that help business owners make informed financing decisions. Understand loan types, eligibility, interest rates, repayment terms, and more—before you apply.

Elevate

Once you're equipped with the right knowledge, you can choose and apply for the most suitable loan products from a wide range of verified financial partners. Whether you need working capital, machinery finance, or expansion funding, Raiseazy makes it easy to compare offers and select what truly fits your business goals.

Earn

We believe success grows when it's shared. Through our referral program, existing users can refer other SME owners to the platform and earn commissions on successful loan disbursals—creating a thriving, mutually beneficial ecosystem.

Our mission is to simplify the credit journey for small businesses, reduce friction in loan discovery, and promote financial literacy across the sector. With Raiseazy, SMEs not only access funding—they grow smarter, scale faster, and earn more.

Questions You Have

Frequently Asked Questions

1. What is long-term business financing

Long-term business financing refers to loans or credit facilities with repayment periods typically ranging from 3 to 10 years or more. These funds are best suited for large investments such as expansion, setting up new units, purchasing property, or acquiring equipment.
You can use a long-term business loan for various expansion-related needs, including opening new branches, upgrading infrastructure, purchasing assets or machinery, or scaling operations. The loan gives you the flexibility to invest in sustainable growth.

Key documents include:

  • KYC of the business and promoters
  • Business registration proof
  • Audited financial statements (last 2-3 years)
  • Bank statements
  • Income tax returns
  • Business plan or purpose of the loan (in some cases)
Working capital finance is meant for short-term needs like managing day-to-day expenses, inventory, or payroll. In contrast, long-term loans are designed for major capital expenditures and strategic expansion, with longer repayment tenures.
Once your application and documents are submitted, approvals usually take between 3 to 7 working days, depending on the lender and the loan amount. We work with top banks and NBFCs to ensure a smooth and fast process.