Terms & Conditions

1. Introduction

These Terms & Conditions ("Terms") govern the use of services offered by Raiseazy by RUN Solutions ("Firm", "we", "us", "our"). By accessing or using our services, website, or any loanfacilitation offered through our platform, you ("User", "Customer", "Client") agree to complywith and be bound by these Terms.

2. Scope of Services

  • We act as a loan/credit facilitation firm that connects customers with Banks, NBFCs, and other financial institutions.
  • We do not guarantee loan approval. Final approval is subject to the respective financial institution's policies.
  • Our role is limited to lead generation, preliminary assessment, and coordination with lending partners.

3. Eligibility

  • You must be an Indian resident aged 18 years or above.
  • You must provide accurate, complete, and updated information for loan processing.
  • Any false or misleading information may lead to rejection of your application.

4. Customer Responsibilities

  • Ensure correctness of all documents and details submitted.
  • Maintain confidentiality of your login credentials (if applicable).
  • Cooperate with lenders for KYC, credit bureau checks, and other verification requirements.

5. Credit Bureau Consent

By applying for any loan/product through Raiseazy, you explicitly consent to:

  • Sharing your details with authorized Credit Bureaus (such as CIBIL, Experian, Equifax, CRIF Highmark).
  • Our lending partners and banks pulling your credit history and score for assessment.

6. Fees and Charges

  • Raiseazy does not charge any upfront fee from customers.
  • Applicable charges such as Processing Fees, Interest, or GST are directly levied by the lender, as per their terms.

7. Limitation of Liability

  • Raiseazy shall not be liable for:
    • Any rejection, delay, or modification of your loan application by the lender.
    • Any direct, indirect, or incidental loss/damage arising out of loan processing or disbursal.
  • Our responsibility ends once your application is forwarded to the lending partner.

8. Data Privacy

  • All personal and financial information provided by you will be handled in accordance with our Privacy Policy.
  • We comply with applicable provisions of the Information Technology Act, 2000, and related IT Rules for data protection.

9. Intellectual Property

  • All logos, designs, and content on our website/platform are the property of Raiseazy by RUN Solutions.
  • Unauthorized use, copying, or modification is prohibited.

10. Termination of Services

  • We reserve the right to suspend/terminate your access if found engaging in misuse, fraud, or violation of these Terms.

11. Governing Law & Jurisdiction

  • These Terms shall be governed by the laws of India.
  • Any disputes shall be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra.